Why Choose Employee Benefits?
As a business owner and employer, it is important to get employee benefits to ensure that:
– Your employees’ health and dental needs are taken care of
– Employee morale stays positive to boost productivity
– Employees’ families are protected
– Your company gets a competitive edge in the job market
Employers who offer group benefits improve their chances of retaining and attracting employees. Having group benefits is also a tax-effective form of compensation!
Meanwhile, employees get the coverage they need, including convenient drug coverage and a simple claims process.
Claims History Analysis
Analysis of existing claims experience is key to understanding the pricing of employee health and dental benefits. Not only should this be done when looking to switch suppliers, but it should also be done at each renewal. As an example, the supplier could come back with a reduction in cost because of claims experience that is below what was expected; by doing the analysis, it is possible to find that the reduction should be greater. At DFS we provide you with a detailed report at each renewal showing the analysis and calculations used to provide renewal pricing.
Customized Employee Survey
Our value add is the unique survey tool created by DFS to help management understand the big picture of employee benefits. Simply looking at claims experience can lead to costly mistakes.
Understanding how the two work together will ensure employers are providing the best set of benefits to their employees, and getting the best value for their benefit plan. DFS manages the survey process and provides management with a detailed report, simply outlining the recommendations based on employee responses. We ensure the employee’s benefits are aligned with the needs of both the employee and employer, at as low a cost as possible.
Our group benefits are designed to bring businesses and employees together.
Contact us to learn more today!